All HEMA deposits are Federally insured up to $250,000 by the National Credit Union Administration (NCUA). The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.

Individual Retirement Accounts (IRAs) are insured separately from your other deposits at HEMA. Effective April 1, 2006, IRAs are insured up to $250,000 by the National Credit Union Administration (NCUA).

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account at HEMA FCU we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We will always ask to see your driver's license or other identifying documents.

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